See how much interest you can earn. Try out our term deposit and saver interest rate calculator.

Testimonials


Business Term Deposit

2.30% p.a. fixed for 3 months
2.50% p.a. fixed for 6 months
2.60% p.a. fixed for 12 months

Investing in a Rural Bank ONE Term Deposit locks your funds away for an agreed period at a fixed interest rate, guaranteeing your returns and protecting you from market fluctuations.

Choose from a range of 3, 6 or 12 month terms to suit the cash flow needs of your business. Term Deposits are also available for Personal and DIY Super applicants.

Applying is fast and easy, with our online and completely paperless application*.

With no monthly account keeping fees, you don't have to worry about your original investment losing any value. Interest is calculated daily on the closing balance and paid upon deposit maturity.

Deposits with Rural Bank are covered by the Financial Claims Scheme.
(formerly referred to as the Government Deposit Guarantee)

Start right now with a small minimum investment of $500 and get your money working for you right away. Opening deposits can be made by direct debit, transferring funds electronically to your new account once established (we will email you your account details) or by posting a cheque.

Need more information? View our Term Deposit frequently asked questions.

How to apply: Our online application only takes minutes and is completely paperless* (i.e. there are no forms to sign or submit). Learn more or APPLY now.

*Completely paperless - For applicants who satisfy the requirements for online identity verification. Certain application types will require supporting documents to be sent to us (i.e. trust account structures).

**Combined value of Rural Bank ONE Term Deposit and/or Rural Bank ONE Saver accounts (whether individual or joint) cannot exceed $2,000,000 unless agreed to by Rural Bank.

Disclaimer - Interest rates quoted are subject to change without notice. This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. Terms, conditions, fees, charges may apply. Full details are available on application or by phoning our Customer Service Centre on 1300 660 115, online at www.ruralbank.com.au, or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank Limited ABN 74 083 938 416 AFSL 238042. Registered office: Level 6, 80 Grenfell Street, Adelaide SA 5000.

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